Is CALM the first word that pops into your mind when you think about your finances? I think if you’re like most people, that’s not the first word… or the second word or any of the words that come to mind. But that can change! There are actually ways to “keep calm” about your finances. Keeping calm means less stress and less thinking about money. Does this sound like something you want? Here’s how to keep calm about your finances:
Set up automatic transfers: Need to save money, send money to your mom, or pay money on your loan? An automatic transfer makes this super easy. If you are depositing your income into one account and need to regularly move that money elsewhere, set up an automatic transfer. The transfer can be sent to a club subaccount, a loan, or another account entirely. It doesn’t cost a thing, plus it won’t cost you time each month manually moving that money around.
Start online bill pay: No one likes paying bills. And while this solution doesn’t mean you can stop paying them, it does mean you can stop stressing about writing checks, sending cash, and hoping it gets there on time. You can pay bills one time or schedule recurring payments; either way they’re paid automatically. Plus you can see your payment history and pending payments. It’s easy to start it up, and more importantly you’ll feel much calmer about paying bills each month.
Keep your information secure: One of the reasons we feel stressed about money is because of all the issues with keeping our information secure. The possibility of things like stolen identities and debit card fraud is enough to stress anyone out. Keeping your passwords secure and disposing of personal information properly are a couple ways you can be proactive about keeping your info secure. Another big way is to choose a financial institution that takes the necessary steps to protect your information.
Here at HCCU, we want to help you keep calm about your finances. That’s why we offer automatic transfer and online bill pay; and that’s why we take steps every day to keep your personal information as secure as possible. Keep Calm and Credit Union On!
Post by: Noelle C.
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