Monday, January 12, 2015

EcoChecking...keep the green in the environment and in your wallet!

Do you use your debit card often? Have direct deposit that is deposited into your checking account? Use our online bill pay?  Receive e-statements?  Have a checking account or looking to get one?  If you answered Yes to all of these questions, you may qualify for our new EcoChecking account!

Why EcoChecking?
Let’s go green and stop all that paper wasting!  Choose EcoChecking and put those checks away for good!  By opting for electronic services instead (debit card, eStatements, and ACH/online bill pay – all more convenient anyways, right?!) you can earn a higher interest rate on your checking account.  Members who enroll and qualify for EcoChecking earn a higher interest rate of 2.0% APY on balances up to $10,000.00!  Much higher than our 0.05% standard checking account rate!

What does it take to qualify?
It’s easy!  Each calendar month you would need to have:
  • 12 debit card transactions that post and settle from your EcoChecking account 
  • 1 direct deposit, ACH withdrawal, or online bill pay transaction in your EcoChecking account
  • eStatements
*You cannot write checks from an EcoChecking account.  If checks are presented against your EcoChecking account, you will be charged a $2 transaction service fee per check at the end of the month.

Not within driving distance of HCCU or any of our affiliated ATM locations but need cash?
Use any ATM you can find!  HCCU does not charge you for using non-affiliated ATMs.  However, other financial institutions may charge you a fee for using theirs.  With an EcoChecking account, we’ll reimburse you that fee!  You can receive up to $10 in ATM surcharge refunds per month (paid at the end of the month) if you get charged for using non-HCCU ATMs.  How awesome is that!?


Let’s help keep our environment healthy while keeping our wallets full!  Call or stop in today to get more information to see if EcoChecking is for you, or to get your new EcoChecking account set up!

Post by: Kelly V

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