Great Tips for Saving Money!

Here are a few simple little steps that you can make to improve your financial situation. They are all unbelievably simple and anyone can do them. These tips can save you a lot of money.

· Remember the Thirty Day Rule. Whenever you’re considering making an unnecessary purchase, wait thirty days and then ask yourself if you still want that item.

· Invite friends over instead of going out. Almost every activity at home is less expensive than going out.

· Take advantage of online banking with your credit union. This will help you keep much closer contact with your money and your balance and help you be in less danger of overdrafting.

· Don’t spend money just to de-stress. Instead of spending to de-stress, try some basic exercises or go for a walk, and see how you feel.

· Save your coupons. Using coupons can help reduce the cost of an item already on sale and sometimes you can end up paying barely anything for some things and sometimes actually get food for free.

· Read more. Reading is one of the cheapest hobbies around.

· Pack a lunch. Instead of going out to eat at work, you can make an enjoyable meal for your bag lunch and save cash too.

· Go for reliability and fuel efficiency when buying a car. A reliable and fuel efficient car will save you thousands over the long haul.

· Do holiday shopping right after the holidays. The discounts are fantastic and will save a bundle.

· Write a list before you go shopping. Don’t put anything in the cart that’s not on the list and you’ll save tons of money.

Post by: Beth B