Monday, May 12, 2014

Make a saving for a big purchase a little easier...

The other day my granddaughter said, "Grandma I can't believe I'm going to be a freshman next year!”  I told her that I couldn't believe it either.  That means in just a couple years from now, she will be driving.  After realizing that, I started thinking how happy I was for taking out an Add-On CD for her seven years ago at Horizon.  That savings will be a nice down payment when she wants to get a car.

The Add-OnCD at HCCU is one that starts at a minimum $100.00 – very affordable.  Unlike a standard CD, you can make additional deposits to an Add-On CD.  You can add as little or as much money to it, as long as you deposit monthly.  The interest rate is higher than a regular savings and is locked in for a year.  You can cash it in after a year or roll it over for another year at our current rate. 

If you need to set aside money for a purchase in your future, or maybe just for a rainy day, consider an Add-On CD.  For us, that money will come in handy the day my granddaughter finds a car!


Post By: Alice E

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