Monday, October 24, 2016

Have a SAFE Halloween this year!

Trick-or-treating is just around the corner.
The Wisconsin Department of Health Services has a number of tips to help make Halloween safe.


Costumes    
  • Choose costumes that are light-colored and more visible to motorists.
  • Use reflective tape to decorate costumes and candy bags to increase visibility of children to drivers. Reflective tape may be purchased at hardware, bicycle, or sporting goods store.
  • Use makeup rather than a mask; if your child’s costume does include a mask, make sure it fits snugly and that the eye holes are large enough to allow full vision.
  • Children should wear well-fitting, sturdy shoes.
  • Costumes should be short enough that a child will not trip and fall.


Pedestrians   
  • Engage in Halloween activities during the daylight hours, if possible.
  • Do not enter homes or apartments without adult supervision.
  • Remind children to walk, not run, and to only cross streets at crosswalks.
  • Be sure your children are accompanied by a responsible adult who has flashlight. Flashlights or chemical light sticks should be use so that children can see and be seen by motorists.
  • Remove obstacles from your lawn, porch, or steps if you are expecting trick-or-treaters.
  • Make sure your front porch is well-lit.
  • Avoid using candle-lit jack-o-lanterns if possible. If you do use candles, don’t place them near curtains, furnishings, or decorations. Move them off porches where children’s costumes may ignite.
  • Keep your pets in another room when you are expecting trick-or-treaters.
  • Small children should not carve pumpkins; instead, allow them to draw the designs on the pumpkin and adults may carve.
  • Turn on an outside light if welcoming trick-or-treaters.


Treat Safety
  • Instruct  children to wait until they are home to eat any candy.
  • Check candy and novelty toys for potential choking hazards.
  • Make sure packaging doesn’t have any tears or tampering.
  • Throw away anything that looks suspicious.


Motorists
  • Slow down, especially in residential areas.
  • Watch for children darting out from parked cars.
  • When Driving Children around, use child safety seats or seat belts, and have children get out of cars on the curb side, not facing traffic.

Have a safe and fun Halloween!

Post by: Alice E.

Monday, October 17, 2016

Celebrate International Credit Union Day with us!


  • Treats and giveaways will be available daily in our branches for all of our members.

  • There is a coloring contest for kids with winners receiving $20 VISA Gift Cards.  Members of HCCU under the age of 13 who complete the International Credit Union Day Coloring Sheet and return it to either branch of the credit union by Saturday, October 22nd will be entered into a drawing for a $20 VISA gift card! Stop at a branch or go to http://horizonccu.com/MemberServicesDetail.php?SID=97 to print a coloring sheet.

  • HCCU Employees will be performing 84 Random Acts of Kindness in our communities in the weeks leading up to International Credit Union Day.  That’s 1 act of kindness for each year we’ve been a credit union!

Saturday, October 15, 2016

What is ICU day?

International Credit Union Day Celebrates The Authentic Difference

On October 20, 2016, credit unions around the world will celebrate International Credit Union Day (ICU Day).
Credit unions are not-for-profit financial cooperatives, offering the same services as other financial institutions, but with a people-first philosophy.  Since 1948, on the third Thursday of every October, credit unions have celebrated the principles that make credit unions the best financial partners of people all over the world.  “The authentic difference,” this year’s ICU Day theme, zeroes in on what makes credit unions different from banks, fintech startups and other financial institutions—our principles.  
Credit unions all over the world have operated according to the same core principles since the 1850s, when a group of weary German workers, tired of being exploited by loan sharks, formed the world’s first credit union by banding together to provide affordable credit to each other.
These principles are derived from the 7 cooperative principles, shared by all cooperatives. They are:  
  1. Democratic Control
One member = One vote. Whether you have $5 or $5 million, your voice is equal.
  1. Open and Voluntary Membership
Members are connected by a bond of association, fostering a sense of community.
  1. Non-Discrimination
Credit unions are open to all without regard for race, orientation, nationality, sex, religion, gender, or politics.
  1. Service to Members
Credit unions are ranked No. 1 in service in numerous surveys, because they exist to serve members, not profit.
  1. Distribution to Members
Credit unions return all profits to their members through dividends, lower fees, better savings rates, and improved services.
  1. Building Financial Stability
Credit unions are historically stable organizations. They’re owned by the people they serve, so they don’t take unnecessary risks.
  1. Cooperation Among Cooperatives
Credit unions and cooperatives share the same principles. Together, they amplify each other’s good works.
  1. Social Responsibility
Credit unions strive for social justice by committing to strengthening their communities and helping people of modest means.
  1. Ongoing Education
Credit unions prioritize financial education for their members, employees, and communities as part of their pursuit of social justice.
This is why we celebrate ICU Day at Horizon Community Credit Union (HCCU).  We think ideas like people before profit, social responsibility, and financial education improve lives. It’s why cooperative banking is a key component of helping people in developing countries get access to microloans, or a middle-class couple in Green Bay receive an affordable mortgage for their first home.  
So when we wish you a Happy ICU Day at HCCU, know that we’re thanking you for belonging to a movement that’s helping your neighbors—and people around the world—grow and thrive and follow their dreams.
If you have any questions about the credit union philosophy or how HCCU can help you, stop by or contact us at (920) 433-0122 or at info@horizonccu.com.
Copyright 2016 Credit Union National Association Inc. Information subject to change without notice. For use with members of a single credit union. All other rights reserved.

Thursday, October 13, 2016

Bellevue Trick-or- Treat Trail!

Bellevue Trick-or- Treat Trail

Wear your costume, take a leisurely walk along the wooded trail, collect candy, pick out a pumpkin, and have a time you and your child will never forget! HCCU will be there on the trail and we would love to see you there too!

When: Saturday, October 15, 2016 from 10:00am-Noon

Where: Josten Park, 2280 Town Hall Road, Bellevue


The Trick or Treat Trail is open to Village of Bellevue residents ages 2-10 and is limited to the first 400 participants. This event fills up quickly every year.

Preregistration is required and can be done online at http://bit.ly/2cf0WB0. 

Hope to see you there!